Page 8 THE VILLADOM TIMES I • August 20, 2014 ASB makes donation to Operation Jersey Cares Atlantic Stewardship Bank recently hosted a collection in support of Operation Jersey Cares Support Our Troops. In addition to collecting donations of goods requested by U.S. servicemen and women, the bank received monetary donations totaling more than $1,000. Atlantic Stewardship Bank also made a monetary donation of $750. The funds collected will be used to defray the cost of shipping the boxes to servicemen and women. Operation Jersey Cares ships an average of 125 boxes every month to our service- men and women overseas and to veterans and their families in the United States. Operation Jersey Cares is comprised of veterans and other proud Americans who volunteer their time and tal- ents to ensure that combat veterans are getting the support they need for the sacrifices they are making. Operation Jersey Cares sends packages to let service members know America is behind their efforts, and will continue to do so until they are reunited with their families and loved ones. Operation Jersey Cares also assists with medical and finan- cial needs of service members. For more information, visit www.operationjerseycares.org. Atlantic Stewardship Bank, a subsidiary of Steward- ship Financial Corporation, maintains banking locations in Hawthorne, Midland Park, Montville, North Haledon, Pequannock, Ridgewood, Waldwick, Wayne, Westwood, and Wyckoff. Established in 1985, ASB is a full-service community bank serving both individuals and businesses. The bank’s website is www.asbnow.com. Atlantic Stewardship Bank Associates Lindsey Terpstra and June Nienhouse load donations into the ASB van for delivery to Operation Jersey Cares. Tips to consider when relocating Did you know the average person moves 11.4 times in his or her lifetime? So says the most recent information from the U.S. Census Bureau. Various factors prompt people to move, from job opportunities to the desire to be closer to family members to wanting to live in a nicer climate. Moving is seldom an easy task, and is often ranked among the most stressful events in a person’s life. The Employee Relocation Council cites it as the third most stressful event in life, following the death of a loved one and divorce. That stress is only heightened when an entire family is making the move and an adult is starting a new job simultaneously. Despite the potential headaches involved with moving, an estimated 43 million Americans move each year. Those moving are often married couples between the ages of 25 and 44 with one or two children between the ages of two and 11. To make the process go more smoothly, consider the following tips. Gradually introduce the concept of moving. Moving is a decision to be discussed with the whole family, even with young children who may not fully understand the process. Kids who are involved in looking at new homes or voicing opinions about which amenities they desire in a new neigh- borhood will feel empowered. Carefully research potential new neighborhoods. Find- ing a new residence is not entirely about buying a home that fits the family and its needs. It also is about finding a desir- able neighborhood and community. A good school district is an important factor, as is proximity to recreation, local culture, and transportation. Drive around a neighborhood during different times of the day to determine how active it is. Investigating businesses in the area can also help one gauge the personality of a given neighborhood. Work with an experienced agent. A real estate agent who is familiar with a variety of communities is a great asset. A buyer’s agent will find homes and negotiate on the part of the buyer. Because the agent will be paid a com- mission on a portion of the sale price, which does not come out of the buyer’s pocket, it is in the agent’s best interest to help the buyer find the right house. In addition, the agent will handle many tasks, such as scouring available listings, (continued on next page)