Page 18 THE VILLADOM TIMES I • October 9, 2013 ����� in business Concierge Travel & Cruise Consultants can make your dream vacation happen! C oncierge Travel & Cruise Consultants in Wyckoff has had another outstanding year, and attributes this success to getting to know you. You’re number one! When you call or visit, a friendly, knowledgeable travel consultant will assist you. We are your most dynamic search engine! For those who think booking direct is best, give us a try. You may not be a travel sup- plier’s top priority, but you are a VIP to us. Our insider contacts around Dennise Tracey, ACC & Julie Caldo, CTC, MCC, the globe ensure you receive the Co-Owners best quality, added value, and personalized service imaginable. Exceeding your expectations is always our goal. Our customers appreciate the comfortable rapport and are excited about the fact that we have visited the resorts and sailed on the ships we recommend. Nothing replaces firsthand experience. We hold the prestigious certifications of Master and Accredited Cruise Counselor. These designations are conferred by Cruise Lines International Association upon dedi- cated travel professionals who have completed extensive training. The Certified Travel Counselor designation recognizes commitment to excellence in the industry. The CTC is conferred upon travel professionals who have completed a rigorous program of study and testing and attained at least five years of industry experience. We will always be on the cutting edge of travel industry trends with these affiliations. With our membership in the “by invitation only” Virtuoso luxury travel network, cli- ents have access to complimentary space-available upgrades, amenities, airport transfers, special dining experiences, exclusive shore excursions, and custom itineraries offered by the world’s best upscale travel providers. Less than one percent of U.S. travel agencies are admitted to membership in Vir- tuoso. Call (201) 891-0070 or 1 877 2 SPOIL U. Concierge Travel is located at 633 Wyckoff Avenue. Visit www.conciergetravel.com. Find us on Facebook. The Atlantic Stewardship Bank Midland Park T he Atlantic Stewardship Bank maintains its head- quarters and main office at 630 Godwin Avenue in the Worten- dyke Section, where for over 25 years the bank has provided out- standing service to its Midland Park customers. Atlantic Stewardship Bank is well known throughout northern New Jersey for its commitment to community and charitable service. Through its unique tithing pro- gram, the bank gives 10 percent of its annual profits to Christian and local civic organizations. To date, more than $7.9 million has been From left, seated: Nancy Rickenberg, Barbara Ziegler and shared with hundreds of worthy Tonni Von Schaumberg. Standing: Jaime Orsillo, Marie organizations. Tramontana, Leslie Tedeschi, Joanne Avella, Tina Rasile The bank is also known for its and Diane Kerner. personal service. When you enter an Atlantic Stewardship Bank branch, you are immediately greeted by a friendly bank associate and when you call the bank, you speak with a live person, not a machine. The high touch of Atlantic Stewardship Bank is complemented by the high-tech product and service offerings. The ASB Mobile App allows customers to access their ASB deposit accounts using an iPhone, iPad or Android device. Recently, the bank introduced Mobile Deposit, a feature which allows ASB customers to deposit checks into their account by taking a picture with their smart phone. ASB also added Live Chat to its website so that bank customers may communicate with a customer service representative directly from their computer. As a full service commercial bank, Atlantic Stewardship Bank offers a wide range of business services, including commercial checking accounts, commercial loans, merchant services and more. The Bank also offers a variety of electronic services for business cus- tomers including Remote Deposit Capture, Business Online Banking and Online Payroll. The Atlantic Stewardship Bank maintains 13 branches in Bergen, Morris and Passaic counties. For more information about Atlantic Stewardship Bank, please visit the bank’s website at www.asbnow.com or call 201-444-7100. The Sullivan Team at Betty T two ment he Sullivan each other women, of by knowledge and and Juliana, expertise comple- from in combining experience their generations real estate sales. For over two years, this partnership has serviced their clients with a professional and compre- hensive understanding of the current real estate market. Offering all the services required for successful buying, selling and marketing, these real estate experts cover it all. Native to this area, they both have a thorough knowledge of the surrounding towns and share this real estate expertise with their clients. During the years of being a seasoned agent, Betty, who has extensive resources, has successfully serviced hundreds of families. She has helped them through one of the biggest financial and emotional times of their lives, the buying or selling of their homes. Her sincere manner of approach with her clients always develops a mutual respect and confidence, which are necessary ingredients for successful transactions. Many lifetime acquaintances of Betty’s, now finding themselves as empty nesters, seek her out to gain direction with the weighty decisions of moving on. Again, Betty is expert at this type of guidance. Juliana has been an associate with Terrie O’Connor Realtors since 2011. Her exceptional work ethic and her ability to manage her clients’ needs earned her the 2012 Circle of Excellence Award as well as being named Sales Associate of the Month for the Ridgewood group twice in the last year. Her ability to perceive value and Betty Sullivan Juliana Sullivan understand the market has helped produce positive real estate success. Clients appreciate her professional- ism and unyielding support throughout their individual transactions. Terrie O’Connor Realtors now has seven local or nearby offices with a Corporate Headquarters and Training Center in Ramsey. During this past year, Terrie has expanded once again by opening The Terrie O’Connor Real Estate School, which is affiliated with Ramapo College. Along with the outstanding support and network- ing of Terrie’s hundreds of sales associates, this unique Sullivan Team is ready to assist you with all your real estate needs. Please call or e-mail Betty at 201-788- 5355 fdsbas@aol.com or Juliana at 201-916-8595 julianasullivan@tocr.com . Our line is open, and we are always ready to answer your real estate questions and to help you successfully through one of the most important events of a lifetime: buying or selling your home.