April 10. 2013 THE VILLADOM TIMES I • Page 21 he mission of Teschon, Riccobene & Siss, P.A. is to provide responsive confidential legal advice such that the client has a true advocate; someone who comes alongside to assist in the legal complexities and sometimes the legal difficulties of life and business. This mission has been fulfilled for over 15 years as the From left, Russel B. Teschon, Peter Riccobene, Darryl Siss and law firm continues Michael Hickey. to represent individual and corporate clients. Whether individuals are victims, suffering physical or emotional injuries at the hands of others ( including personal injury type matters or even divorce) or they or their businesses need to have transactions completed in a way that protects their value and integrity, the firm’s attorneys have endeavored to continue that mission. The attorneys are experienced practitioners in the areas of personal injury, family law, residential real estate, estate planning and litigation, commercial real estate, zoning and land use, and general corporate law. Principals Russel B. Teschon, Peter Riccobene, and Darryl Siss together with associate Michael Hickey and of counsel attorney Paul Thornwall provide seasoned and diverse legal experience such that the majority of legal needs can be met. www.trslawfirm.com Telephone No. 201-670-4400. F CUS on Midland Park Businesses Genesis Realtors: TESCHON, RICCOBENE & SISS, Competence and Integrity P.A.: A source of strength and support for their clients T Pictured from left, back row: Ted Faber, Charles Reinauer and Jim Brown. Middle row: Debbie Veenstra, Chris Papadopoulos, Danielle Weitz, Martha Junta, Robyn Erickson and Helen Vander Plaats. Front row: Andrew DeNully, Alec Anderson and Russ Van Buiten. hriving in Midland Park for the last 23 years, GENESIS REALTORS has been a staple in the community that has been relied on for experience, knowhow and great service! Sellers and buyers have benefited from GENESIS’ marketing exposure through TV, online and print advertising plus two (2) multiple listing services (New Jersey MLS and Garden State MLS). If you are considering buying, selling or renting, contact GENESIS REALTORS by phone (201-444-3333), text (551-206-1282) or email: genesisrealtors@netscape. net or visit our restored 19th century office at 20 Goffle Road, Midland Park. T The Atlantic Stewardship Bank Midland Park Branch: Where refinancing has never cost less he Atlantic Stewardship Bank maintains its headquarters and main office at 630 Godwin Avenue in the Wortendyke Section of Midland Park. For more than 25 years, the bank has been providing outstanding personal service to its Midland Park customers. Atlantic Stewardship Bank is well known throughout northern New Jersey for its commitment to charitable service. Through its unique Tithing Program, each year the bank donates 10 percent of its profits to Christian and local nonprofit and civic organizations. The bank is also known for its personal service. The high-touch of Atlantic Stewardship Bank is complemented by the high-tech product and service offerings such as the recently released ASB Mobile Banking App for the iPhone, iPad, and Android. When it comes to mortgage loans, refinancing has never cost less. When your Atlantic Stewardship Bank mortgage loan closes, you won’t have to pay a penny in closing costs. When you refinance with Atlantic Stewardship Bank you pay: No Title Fees, No Appraisal Fees, No Recording Fees, No Processing Fees, No Settlement Fees, No Tax Service Fees, No Underwriting Fees, No Credit Report Fees, No Commitment Fees and No Flood Certification Fees. In fact, the only fee you pay is a $400 Application Fee which is refunded at closing*. T Stop by the Midland Park Branch and meet Branch Manager Ray Santhouse; he will be happy to discuss your mortgage refinancing needs and provide you with the bank’s current interest rates and mortgage programs. Visit www.asbnowmortgage.com or call (201) 4447100 to learn more. *If your loan application DOES NOT close, your $400 application fee WILL NOT be refunded. Offer is valid for single family, owner occupied primary and secondary residences located in New Jersey. Offer is subject to credit approval. Minimum loan amount $100,000. Maximum loan amount $625,500. Other loan terms may apply to mortgage loans under $100,000 and over $625,500. Offer is subject to program availability and may be cancelled or changed at any time. Not all applicants will qualify and not all properties offered will be acceptable under this program. Applicants will be responsible at closing for funding a tax and insurance escrow account, and any interim interest. Title and settlement services must be provided by a company from our Title Agency List. Applicants may select their own title or settlement provider; however, Atlantic Stewardship Bank will not be responsible for any additional fees charged by the alternate provider. NMLS#737325. Midland Park Branch Manager Ray Santhouse