Villadom Times Weekly Newpaper Online-July 13, 2011 Issue

Page 12 THE VILLADOM TIMES II • July 13, 2011 Glen Rock Borough resident named Academic All-American State team by New Jersey Interscholastic Lacrosse Coaches Association. His accomplishments in the classroom were just as noteworthy. He was inducted into the National Honor Society, the Spanish Honor Society, and the MU Alpha Theta – Mathematics Honor Society, and was named a New Jersey Star Scholar. Ward received The Stonehill College Book Award and the Bergen Catholic Award for the Sport of Lacrosse. He also finished in the top 10 percent of the Bergen Catholic Class of 2011. “Jamie was an outstanding leader on our team. His passionate play and intelligence was highly respected by his teammates, who voted him captain,” praised veteran Bergen Catholic Lacrosse Coach Joe Haemmerle. “He is an exceptionally well-rounded student-athlete. Whether that meant being a 50-point scorer in lacrosse, a concert pianist, a nationally-recognized surfer, or a leader in the classroom, Jamie was up for the challenge.” Ward will attend The College of the Holy Cross in September. A guide to closing costs While most mortgage closing costs (continued from page 9) generally are not deductible, the points Look for Duplications Among the things to review in your that you pay on your mortgage may be. GFE are possible duplications of fees you Your CPA can work with you to determine may have already paid. For example, if which fees you can deduct. Your CPA Can Help you’ve written a check for an appraisal Mortgage closing costs may seem like a early on in the process make sure you don’t get charged twice for it. Point out the confusing subject. If you need assistance, problem to the mortgage lender or broker turn to your local CPA for knowledgeable Academic All-American Jamie Ward in action on the lacrosse ﬁeld. advice on all your family’s financial conand have it removed from the total. Ward excelled on the playing field and in Jamie Ward of Glen Rock, a graduCheck Government Resources cerns. �� If you don’t have a CPA, you can easily ate of Bergen Catholic High School, was the classroom during his tenure at Bergen The U.S. Department of Housing and �� locate recently honored by US Lacrosse, NJ North Catholic. This season, he scored 36 goals Urban Development offers numerous ��one online using the NJSCPA’s free, (a chapter of US Lacrosse) as an Academic (reaching the 30-goal mark for the second resources for home buyers, including online Find-A-CPA service. Visit find�� All-American. US Lacrosse, the national year in a row) and added 14 assists for a information on borrowers’ rights and on acpa.org. �� governing body for the sport, allotted New total of 50 points. He was selected to the the laws governing mortgage settlement For more information on various per� �� financial matters, visit MoneyMatJersey a total of 36 selections for Scholastic All-Gibbs Division team, and was named �� procedures. sonal �� to the Second-Team All-Non-Public AllAll-American honors for the 2011 season. Deductible ��Figure out What’s Tax �� tersNJ.com. ��