January 26, 2011 THE VILLADOM TIMES I • Page 15 Villadom Socials Jeannette M. Heredia marries Shawn Sterbinsky Jeannette M. Heredia, daughter of Keith and Nancy Cauwenberghs of Allendale and granddaughter of Lorraine Strangfeld of Ramsey, married Shawn R. Sterbinsky, son of Randy and Mary Sterbinsky of Ramsey and grandson of Donald and Anne Stricker of Mahwah, on June 25. The beach wedding was followed by a sunset reception at the Westin of Hilton Head Island, South Carolina. Kim Raney served as maid of honor and Erin Sterbinsky as bridesmaid. Groomsmen included best man Brendan Sterbinsky and Scott Stewart. The bride is a graduate of Northern Highlands Regional High School in Allendale, and Susquehanna University in Selinsgrove, Pennsylvania. She is an elementary school teacher at the Gilbert Avenue School in Elmwood Park. The groom is a graduate of Ramsey High School in Ramsey, and of Rowan University in Glassboro. He is a teacher at the Ho-HoKus Public School. Following a honeymoon cruise to the Caribbean, the couple resides in Bergen County. PBA grievance (continued from page 6) item from the budget was prudent, and I think his reasoning in denying the grievance was sound,” said Township Committeeman Rudy Boonstra. Chief Fox said the annual amount HUD8773_IRA_R7:NJ_IRA_Villa_5_012611 the township spent for free ammunition was about $800 to $1,000 in any given year, but that those police officers who requested the free ammunition for target practice would probably pay between $40 and $75 a year each if they chose to buy their own cartridges. 1/19/11 10:58 AM Page 1 Among the Best-Managed Banks in America — Forbes (2007, 2008 and 2009) 1.00 ($500 min. balance) 1-Year CD * What’s your IRA up to? % APY 1.50 ($500 min. balance) 2-Year CD * % APY Special The Villadom TIMES is publishing a special gift guide section for Valentine’s Day. Reach all of your local consumers in search of the perfect gift for their loved ones. Don’t miss your chance to participate. 2.50 ($500 min. balance) 5-Year CD * % APY Call today for Special Rates! Publication Date: February 9 Circulation: 56,000 Weekly ZONE 1: Franklin Lakes, Wyckoff, Midland Park ZONE 2: Glen Rock, Ridgewood ZONE 3: Allendale, Ho-Ho-Kus, Waldwick, Saddle River, Upper Saddle River, ZONE 4: Ramsey, Mahwah Among the best yields in the New York metropolitan area. Deadline: February 2 Roll over your IRA You work hard for your money. It’s time that your money worked hard for you. As The Most Efficient Bank in America, we’re able to provide some of the highest yields in the New York metropolitan area. Don’t have an IRA? Open one today with our FDICinsured CDs — they carry a money back guarantee. Bank on Better ValuesTM by visiting one of our 135 convenient branches or by banking online. For more information call 201.967.1900 or visit hudsoncitysavingsbank.com. 201-652-0744 YOUR NEIGHBORHOOD NEWSPAPER Annual Percentage Yield (APY) as of 12/24/10. *Minimum CD balance $500. Substantial penalties for early withdrawal. Interest rates are subject to change without notice.