Business October 20, 2010 THE VILLADOM TIMES II • Page 5 In recognition of National Protect Your Identity week, Oct. 17 through 22, Atlantic Stewardship Bank urges customers to pay particular attention to identity theft prevention. “Atlantic Stewardship Bank works diligently to protect our customers from identity theft,” said Senior Vice President and Chief Risk Officer Julie E. Holland. “We use a combination of safeguards to protect customer information, such as employee training, strict privacy policies, and rigorous security standards. But we can’t do it alone. Customers can help us protect them by following a few simple precautions.” Atlantic Stewardship Bank encourages customers to follow some simple steps to avoid becoming a victim: Shred or tear up statements and other personal information. Criminals may be able to get access to your accounts and personal information by “dumpster diving” (retrieving canceled checks, deposit receipts, or bank statements from dumpsters or trash bins). Keep an eye out for any missing mail, particularly account statements and bills that do not arrive when expected. Review your monthly accounts regularly for any unauthorized charges through the Internet, phone, or ATM Bank promotes National Protect Your Identity Week statements. Order free copies of your credit report once a year from each of the credit reporting agencies to ensure accuracy. Go to the Federal Trade Commission’s authorized web site www.annualcreditreport.com for your free credit report. Choose to do business with companies you know are reputable, particularly online. When conducting business online, use firewalls, anti-spyware, and anti-virus software. Do not respond to unsolicited requests for personal information. Protect your PINs and passwords. Use a combination of letters and numbers for your passwords, and change them periodically. Report any suspected fraud immediately to your bank and the fraud units of the three credit reporting agencies. A special website is available that offers consumer tips, steps for victims, and a state-by-state list of Protect Your Identity Week events. There is also an online ID quiz that can help determine how prone one may be to identity theft. Visit online at http://www.protectyouridnow.org. Atlantic Stewardship Bank maintains banking locations in Midland Park, Montville, North Haledon, Pequannock, Ridgewood, Waldwick, Westwood, Wyckoff, Hawthorne, and Wayne. Established in 1985, Atlantic Stewardship Bank Stewardship Bank is a full-service community bank serving both individuals and businesses. ���������������������������������������������������� ���������������������������������������������������� ���������������������������������������������� �������������������������������������������������� ������������������������������������������ Second Hand Treasures ������������������������������������������������� �������������������������������������� �������������������������������������� ���������������������������������������������� �������������������������������������������� ������������ FALL FESTIVITIES at 7-21-10 janine\ SecondHandTreasures2x2(7-21-10) 2 x 2” FALL • One Hay Bale • One Corn Stalk • One 9” Mum in a Basket • One Pumpkin • One Sugar Pumpkin • One Gourd ($10 value) �������������� ������������� 30%-50% Off Trees & Shrubs Mums Beautiful or WITH THIS COUPON, NOT TO BE COMBINED WITH ANY OTHER OFFERS. EXPIRES 11-31-10 DECORATING KIT Perennials Buy 1, Get 1 WITH THIS COUPON, NOT TO BE COMBINED WITH ANY OTHER OFFERS. EXPIRES 11-31-10 FREE 40% Off Gorgeous $ ($6 value) 3995 FREE DELIVERY With Any Tree or Shrub Purchase • Installation Available • Add One Ornamental Millet (over the indivi dual value) Save 25% 95 $ 49 $ 99 WITH THIS COUPON, NOT TO BE COMBINED WITH ANY OTHER OFFERS. EXPIRES 11-31-10 8” POT • NO LIMIT 4 Buy 1 Reg. Pumpkin, Get a Sugar Pumpkin Pumpkins Hay, Corn, Pumpkins �������������������������� • Fall Decorations • Fresh Nursery Stock • Professional Landscape Design Porch Mums 10” $ 95 14” $ 95 ����������������������������� PROPANE 201-444-9995 • OPEN 7 DAYS 9AM–6PM 9 16 WITH THIS COUPON, NOT TO BE COMBINED WITH ANY OTHER OFFERS. EXPIRES 11-31-10 FREE STAY WARM! ������������������������������������������������������������������ WITH THIS COUPON, NOT TO BE COMBINED WITH ANY OTHER OFFERS. EXPIRES 11-31-10 Seasoned Firewood Mixed Hardwoods ¹/³ Cords, ½ Cords, Full Cords Delivery & Stacking Available