Page 22 THE VILLADOM TIMES I • February 25, 2009 CLASSIFIED cont. from preceding page R EELLIIG IIO U S R G OUS and martyr. Great in Oh, (Never known to fail) virtue and rich in flower of Mt. most beautifulmiracles; near kinsman of vine, Christ; Carmel, fruitfulJesus splenfaithful intercessor of all dor of heaven, Mother of who invoke your special the Son of God. Immacupatronage in time of need. late Virgin, assist me in my To you I have Star of the necessity. Oh,recourse from the help me my heart and Sea, depth ofand show me, humbly beg to whom God herein you are my mother. has given such Mother of Oh, Holy Mary, great power to come to my assistance. God, Queen of Heaven and Help in my present Earth! Imehumbly beseech urgent the bottom of my you frompetition. In return I promise to make your this heart to succor me inname known There are none necessityand cause you to be can withstand pray that invoked. St. Jude, you for us all who me herein, power. Oh, show invoke your aid. Amen. mother. Our you are my Say three Oh, Fathers, Hail Marys and Mary, conceived without Glorias. Publication must sin, pray for us who have be promised. This novena recourse to thee (3x). Holy has never been cause to Mother, I place this known in fail. This (3x). Holy Spirit, your hands novena must be said for 9 consecutive days. you who solve all problems, My all roads so answered. light prayers were that I can Thank you, St. Jude. who attain my goals. YouJV gave me the divine gift to forgive and forget all evil Prayer to against me and that in all St. Clare instances in my life you are Askme, IClare in this favors, St. want for 3 short with 1 business, 2 impossible. prayer to thank you for all Say 9 Hail Marys for once things as you confirm 9 days with lighted candles. Pray again that I never want to be whether from you in eterseparatedyou believe or not. Publish the 9th day. “May nal glory. Thank you for your the Sacred Heart of Jesus mercy toward me and mine. be person adored & this The praised, must say glorified 3 consecutive day.” prayer today & everydays. Request will the request After 3 days, be granted no matter how This prayer will be granted.impossible it seems. Publication the must be published after must be promised. Thank you for favor is granted. Immaculate answering my prayers. for Heart of Mary, Thank youJV answering my prayers. KV ARTICLES R E A L E S T AT E HOUSE FOR RENT Franklin Lk-4 bdrm, 3 full baths. Newer kit. 2 car gar. Avail immed. 973-900-0388 Prayer Prayer to to Jude St. the Oh,BlessedJude, apostle Holy St. Virgin VEHICLE PARKING Outdoor Vehicle Parking Rt. 17 Ramsey 201-327-1200 CALL FOR PRICE WANTED Wanted - House or small comm. property that needs work, here or at shore. Mike 201-891-5450 FOR SALE FIREWOOD Hardwood/ Fruitwood. Hardwood & softwood mix - $300 for 2 cords. 201-825-8525/201-447-4474 WANTED I buy old wooded furniture Don’t drag it to the curg I’ll pay you for it Nancy 201-739-7478 Top Cash Paid for cars. Rust & dent repairs. Mobile Service. Up to 50% savings. Call Art 201-951-1810 Tell our Advertisers you saw their ad in The Villadom Times RELIGIOUS Ask St. Clare for 3 favors, 1 business, 2 impossible. Say 9 Hail Marys for 9 days with lighted candles. Pray whether you believe or not. Publish the 9th day. “May the Sacred Heart of Jesus be praised, adored & glorified today & every day.” Request will be granted no matter how impossible it seems. Publication must be promised. Thank you for answering my prayers. AG Prayer to St. Clare fied, loved and 3 favors, Ask St. Clare for preserved 1throughout theimpossible. business, 2 world now and Hail Marys for 9 Heart Say 9 forever. Sacred days of lighted candles. Pray with Jesus, pray for us St. Jude, you believe or not. whetherworker of miracles, pray for us. St. Jude, help Publish the 9th day. “May of Sacred Heart of for us. the the hopeless, prayJesus Say this prayer nine gloribe praised, adored × a day by the ninth day, your fied today & every day.” prayer will be answered. Request will be granted no Publication impossible it matter how must be promised. seems.Thank you St. must Publication Jude. JAR be promised. Thank you for answering my prayers. PM Thank You St. Jude May the Sacred Heart of Prayer to Jesus St. Clare be adored, glori- Place ����������� yours in ����������������������������� ������������������������ The Villadom Times Classifieds work! CLASSIFIED APARTMENTS Name _______________________________________ FOR RENT Address _____________________________________ City/State/Zip _________________________________ 5BD 3BA only $237/mo! 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However, the same consumers need lots of insurance for a total catastrophe, or if they get sued. Therefore, they may want to take a $1,000 deductible and use the savings, which can be 10 to 20 percent, and buy a reasonably priced “umbrella liability” policy to give them $1 million or $2 million of coverage. Though many people now have computers at home, a standard homeowners’ policy will cover most personal computer equipment. If you have a home with the structure insured for $100,000, you typically have $50,000 of personal property coverage, including computer equipment not used for business. If used for business, the policy typically provides $1,500 or $2,500 of coverage for computers. Only people with home-based businesses, laptops used for business outside the home, or elaborate high-tech equipment need to consider extra coverage, but it is usually cheaper to buy an endorsement to the home or home-business policy rather than a separate computer policy. This concept holds true for cancer insurance, trip-specific life insurance, and other specific policies. About 54 percent of homeowners thought their current policies would cover them if they suddenly had to put their home up for sale during the period of time from which they vacated to when the sale was finalized, or simply did not know if they would be covered. The types of losses that can occur when homes are unoccupied are typically excluded by homeowners’ policies. There may be no coverage for vandalism, plumbing leaks, and glass breakage. In addition, eligibility for a homeowners’ policy usually requires that the insured persons own and occupy the home. If the homeowners no longer reside in the home, many policies may no longer cover damage to the home and this coverage gap could extend to a mortgage company. This gap could apply even if a family member or tenant has moved into the home or checks it regularly. 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