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Page 8 THE VILLADOM TIMES II • December 24, 2008 Business Atlantic Stewardship Bank supports Calvin College Atlantic Stewardship Bank recently made a donation to Calvin College as a result of the bank’s tithing program. Located in Grand Rapids, Michigan, Calvin College is an educational institution of the Christian Reformed Church. Founded in 1876, Calvin is one of the largest Chris- tian colleges in North America. This com- prehensive liberal arts college offers nearly 100 academic options. Each year, Atlantic Stewardship Bank makes hundreds of donations in accor- dance with its unique tithing program; sending or hand delivering checks to food pantries, police and fire departments, mis- sions and ministries, schools, libraries, and other organizations. This year the bank will share $627,000 with over 350 deserving recipients. To date, the bank’s tithe dona- tions total $6,350,000. “Tithing is a Biblical principle, meaning to give or devote one-tenth to God,” said Atlantic Stewardship Bank President and Chief Executive Officer Paul Van Osten- bridge. “The concept of a bank giving away 10 percent of its profits every year is quite unusual, especially in the current financial and economic climate. But the Atlantic Stewardship Bank has been blessed with continued growth, and we consider it a privilege to share our profits with worthy organizations that reach out to help so many.” Van Ostenbridge noted that the bank’s board of directors selects all tithe recipients at year-end. As the Atlantic Stewardship Bank’s cus- tomer base grows, so does the bank’s abil- ity to help others via increased donations. A strong community bank, Atlantic Stew- ardship attracts hundreds of new accounts annually with its outstanding customer service, convenient locations, and diverse range of products. Atlantic Stewardship Bank, a subsid- iary of Stewardship Financial Corporation, maintains banking locations in Hawthorne, Midland Park, Montville, North Hale- don, Pequannock, Ridgewood, Waldwick, Wayne, Westwood, and Wyckoff. Established in 1985, ASB is a full-ser- vice community bank serving individuals and businesses. The bank is a subsidiary of Stewardship Financial Corporation trading on the NASDAQ Capital Market under the symbol SSFN. Dr. Heather Sculthorpe is proud to present Tracy Collins, a 2006 winner of the Hygienist of the Year from RDH Magazine. Now Accepting Patients Tracy Collins, RDH and Heather Sculthorpe, DMD CHILDREN’S DENTAL SPECIALIST BRAND NEW STATE-OF-THE-ART OFFICE 841 Franklin Ave, Suite 2 FRANKLIN LAKES • 201-891-0096 firstname.lastname@example.org • Specially Trained Staff • Digital X-rays • Latex-Free • TVs • Video Games • Toys • Prizes SATURDAY HOURS AVAILABLE Specialty Permit #5582 Keeping Families Warm Since 1929. Serving All Your Home Heating Needs Prompt, Reliable Service You Can Depend On, Plus The Personal Attention You Deserve. Cash ts Discoun Oil On Heating s Deliverie • Oil Heat Systems Serviced & Installed • Automatic Fuel Oil Deliveries • Tank Insurance Available 24 Hour 201-891-1000 Emergency Service ����������������������� Pictured are Mary Beth Steiginga, ASB assistant secretary and Calvin College alumna; Jeffrey Pluymert, director of special gifts for Calvin College; Paul Van Ostenbridge, ASB president and CEO; and Arie Leegwater, member of the ASB Board of Directors and Calvin College alumnus. Ciofﬁ addresses Rotary Club Mike Cioffi, director of maintenance services for Borst Landscape & Design, recently addressed a group of 30 business leaders at the Paramus Sunrise Rotary Club. He discussed techniques for improv- ing curb appeal to sell a home, landscaping and snow removal, and environmentally- friendly approaches in use today. “When selling a home, first impressions really matter,” Cioffi noted. “Whether trying to attract homebuyers in a tough real estate market like ours or to create an image for your commercial property, what visitors see first sets the tone for everything that follows.” Tips for improving a property’s image in the winter involve cleaning up and put- ting away items from warmer weather, and keeping the property neat. In addition, holiday decorations, including wreaths, garlands and container plantings and fes- tive lighting can enhance the exterior of the home and landscape. (continued on page 18)